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Michelle Beeton
Mortgage Specialist

Office 250-549-0945
Cell 250-549-0945
michelle.beeton@gmail.com


 

KalMor Morgages and Investments  - Todays Rates Today's Rates
2.45% Variable Rate
2.64% 1 Year
2.79% 2 Year
2.84% 3 Year
2.99% 4 Year
3.09% 5 Year
3.54% 7 Year
4.04% 10 Year
3.20% Prime Rate



 

Be Mortgage Free Faster!

How about a way to become mortgage free in less time with little change to your current monthly mortgage payment or your lifestyle?

Call Me today to find out how! 250-549-0945

 
Do you have Credit Challenges?

Do you less than perfect credit and your bank said NO.  I might have a salutation for you.

Call me today!! 250-549-0945

 

 

Top 5 Questions About KalMor Morgages and Investments


  1. Instant Mortgage Approval! - What's the catch and how do you do it?
  2. What interest rates can I expect with KalMor Morgages and Investments ?
  3. Instant Approval! - What are the costs to use KalMor Morgages and Investments ?
  4. What are the hidden costs?
  5. How can I check the credibility of KalMor Morgages and Investments ?

 

Instant Mortgage Approval! - What's the catch and how do you do it?

What's the catch?  Plain and simple, there is no catch...We have just taken the process of obtaining a mortgage to a new level. The difference between KalMor Morgages and Investments and other brokers/financial institutions is that our application and approval process is completely online. 

How do we do it?  KalMor Morgages and Investments has developed an online mortgage qualification system that is able to qualify mortgage applications through a filtering process.  Applications that meet the requirements are given an "Instant Mortgage Approval" or "Instant Pre Approval".  No strings...

If you have reasonable credit, and the property qualifies, there is  no reason why you will not be given an "Instant Mortgage Approval" or "Instant Pre Approval".  Approval guidelines

Even if you have less than perfect credit we encourage you to go through the mortgage application process and let a member of the KalMor Morgages and Investments Mortgage Approval Team work to find the mortgage that best suits your needs. 

 

What interest rate can I expect with KalMor Morgages and Investments ?

KalMor Morgages and Investments surveys Canadian mortgage lenders including Chartered Banks, Trust Companies, Credit Unions and private lenders, to get you the lowest possible mortgage rate available.  Our interest rates are posted on our homepage and are updated on a daily basis when required.  Find a lower rate?  We'd be surprised, but let us know and we would be happy to investigate it.

 

Instant Approval!, what are the costs to use KalMor Morgages and Investments ?

There are absolutely no costs associated with the online mortgage application process. Even when your application is approved, there are still no costs. Also, at no time are you under any obligation to accept our mortgage offer.

Of course if you decide to accept our approval and follow through with the mortgage, there will be some costs associated with the mortgage itself and may include costs for items like appraisals, legal fees, surveys, etc. These costs are not specific to KalMor Morgages and Investments but are normal expenses associated with mortgages in Canada. Once your mortgage application has been approved, a member of the KalMor Morgages and Investments Mortgage Team will be in contact with you to go over these costs in detail.

In some cases, when secondary lenders are required to facilitate your mortgage requirements which may be the result of credit concerns, etc, brokerage fees may apply. However, you will be made fully aware of any fees prior to your commitment.

 

What are the hidden costs?

There are no hidden costs...

 

How can I check on the credibility of KalMor Morgages and Investments ?

The best endorsement comes from people who found a loan through KalMor Morgages and Investments . We get letters and notes each day from clients who have been very happy with the services provided by KalMor Morgages and Investments and have shared some of their comments in Testimonials.

KalMor Morgages and Investments also has a number of professional affiliations which can be reviewed on our about us page. Our policies and practices adhere to the 'Ten Principles of Privacy' which comply with the Personal Information Protection and Electronic Documents Act (PIPEDA) and corresponding provincial privacy acts.

KalMor Morgages and Investments uses the most secure technology available on the Internet to ensure that the data you send us remains absolutely confidential and secure. Website Security

 

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